Savings & investments
Savings and investments can form an important part of the financial plan for many of our clients. Helping individuals make informed decisions about where to place, safeguard, and potentially grow their income? Working with an experienced and expert independent financial planner could make all the difference to how your money can grow.
Savings & investments
Savings & investments
Savings planning – our approach
There are many ways to approach savings and investments and in order to create the most appropriate route for you, we would firstly get as full a picture as possible to understand your aims and objectives in creating a savings and investments plan. Your attitude to risk is important, as is whether you have a need for investment income, capital growth or both.
There are various reasons why having a savings and investments plan would be a good option for you;
- To help improve the returns that you are getting from bank savings
- To help boost your retirement income beyond your pension pot
- To invest for tax efficiency
- To help fund future costs such as a child’s education or to support your beneficiaries
School fees planning is not regulated by the Financial Conduct Authority.
We focus on these key areas when advising clients on their investment needs:
- Diversification – The spread of capital between different asset classes such as cash, fixed interest, property and shares to get the most appropriate mix for you.
- Risk – Focusing on what investment risk means, discussing “risk versus reward”, and forming a suitable plan to match your own risk profile.
- Tax – Constructing lutions focused on utilising your unique circumstances regarding tax.
Whatever your savings and investments planning requirements are, we will offer the most suitable help for your needs and situation, looking at the whole of the market with our expert, independent financial advice.
We will research a range of savings and investments types, such as ISAs, OEICs, unit trusts and investment bonds based on your needs, goals and risk profile.
As an independent financial advice company, our job is to help you achieve your ambitions, ensuring that you are as prepared as you can be for your future needs.
To find out how we can assist use our contact form here.
Please note: The value of an investment and income from it can go down as well as up. Your capital is at risk. The Financial Conduct Authority does not regulate taxation advice.Equity investments do not afford the same capital security as deposit accounts. Levels, bases and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.