Many people retire on less retirement income than they would like because of a lack of pension planning. Although there can be other aspects of your overall retirement plan such as savings and investments, a pension is a vital part of funding most people’s retirement.
The longer you have a pension plan for, the better the outcome, so it is important to get good advice as soon as possible and start your pension planning early in your working life. By putting aside money each month into the right scheme, you can relax, knowing that your retirement planning is underway and your future is more secure.
However, whatever stage you are at or whatever pension plans you already have in place (whether you are already retired or are about to, or have just started to plan), we can still advise you and work with you on any changes that would be beneficial to your future.
Pension Planning for all
As a firm of Independent Financial Advisers (IFA) we provide pension planning throughout the North East of England from our base in Morpeth, Northumberland.
Whether you are employed, self employed, a business owner or in a partnership, we can give you trustworthy, expert advice on your pension planning. And if you are a business owner with staff, we can advise on your company pension scheme too.
To find out how we can assist use our contact form here.
Please note: A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits. Accessing pension benefits is not suitable for everyone. You should seek advice to understand your options at retirement.